Has been developed in partnership with UNIQA Versicherungen AG, a pan European insurance company providing a broad range of insurance products.

Our product covers the insurance of all historic and heritage buildings, their contents and artworks.

Experience has shown that insuring historic and heritage buildings is not an easy task. Because the costs of rebuilding / repairing historic buildings is much greater than normal, they are often underinsured. The result is that in the event of partial or total recontruction the cover is insufficient for the desired reconstruction. Also because of the specialised nature of these buildings many owners are charged excessive premiums.

Additionally the extra cost of the restoration in respect of the listed historic building statutes for protected buildings are often not covered. This includes items such as using historically correct materials, ornamental features, frescoes etc..

Our historic / heritage building insurance policy provides the optimal protection for listed buildings.

Castellum Underwriting is an international insurance company with headquarters in Vienna and a successful partner network in 24 European countries.

For over 20 years, we have been insuring over 100 historic buildings and more than 250,000 hectares of land for our clients.

Our active partnership with EHHA – European Historic Houses Association underscores our expertise in protecting and preserving cultural heritage across Europe.
A long-standing, successful partnership with UNIQA Versicherungen AG underlines the expertise of Castellum Underwriting.

The UNIQA Group is one of the leading insurance groups in its core markets in Austria and Central and Eastern Europe, with about 40 companies in 18 countries and about 9.6 million customers. With UNIQA and Raiffeisen Versicherung, it has the two strongest insurance brands in Austria and is very well positioned in the CEE markets.

Castellum Underwriting offers extensive insurance cover for external hazards (including fire and explosions), indirect lightning and natural hazards for

Buildings and Contents

The costs covered include:
Additional costs for restoration according to monument protection
Additional costs (disposal, clean-up, etc.)
Architectect and Engineers fees

This product was developed in collaboration with the European Historic Houses Association with the aim of protecting the privately owned cultural heritage of Europe and ensuring a favorable tariff.

Claims settlement

The Europe-wide organization of claims settlement takes place via one of the largest and most professional companies operating in this field. Competent contacts are available in each country on site.

Deductible / policy excess

Castellum Underwriting provides insurance in the event of significant, financially damage, not minor damage.
In order to offer the optimal protection at a competitive price, there is a policy excess /deductible of 3.000, – or 6.000, –